My hon. Friend hits the nail on the head.

The hon. Gentleman is absolutely correct: it was systemic across the whole business lending sector.

My hon. Friend is absolutely correct.

The right hon. Gentleman is correct. The actions of the banks are entirely indefensible.

My hon. Friend is spot on.

Last week my constituents were hugely disappointed to learn of the Royal Bank of Scotland’s announcement on closing branches in Hazel Gro

Last week my constituents were hugely disappointed to learn of the Royal Bank of Scotland’s announcement on closing branches in Hazel Gro

To ask the Secretary of State for Education, what recent steps his Department has taken to ensure that all state-funded schools are meeti

To ask the Secretary of State for Education, what recent assessment he has made of the quality of initial and continuing teacher training

It is pointless having an independent pay panel if its findings are ignored.